Thursday, January 5, 2017
The Solution To Covering Healthcare, While Getting Rid Of Obamacare, Seems Simple
There is much hand-wringing on the part of liberals who believe that Obamacare must never be repealed because it would throw the entire idea of healthcare in America into chaos. The word chaos is appropriate when discussing Obamacare, but to get people moved to private or employer-provided healthcare again could be handled very simply and logically.
Given that the whole idea of repealing Obamacare is to allow Americans to be empowered to select their own coverage for themselves and their families and make the government a little smaller and less threatening in the process, all legislators have to do is repeal the ACA but leave its provisions and existing coverage in place for six months. Then make a big deal out of asking insurance companies, those chosen to be carriers under Obamacare and those that were excluded from offering coverage, to begin immediately contacting every client they lost under Obamacare and offer them the same, or better, coverage now that Obamacare has been repealed.
During the six months from the repeal of Obamacare and its final demise, every American who buys coverage from a private company would be rolled off Obamacare and onto their new plan and this would leave no one being covered by Obamacare in a very short time, with the exception of those who never had insurance coverage in the first place, and those with pre-existing conditions. The selection of an insurance company that would allow each American to roll off of Obamacare and onto their own individual plan would apply to individuals who were self-insured and also to companies who had plans to cover their employees.
Since all thinking people know that healthcare is not to be found in the constitution, the various states, with a variety of ideas and plans, would provide coverage for people still left stranded on Obamacare, and the federal government would be out of the picture. There are state plans and programs on this subject that have been around for years and with a little effort all Americans could be placed on some kind of healthcare plan that would be better than no plan at all.
One very important aspect of repealing Obamacare is that insurance companies would be allowed to offer coverage to all Americans, across state lines, from coast to coast and from border to border. This would assure competition and innovation that would certainly be less expensive than a governmentally ordered plan that was only intended to redistribute wealth in the first place.
Imagine the glorious joy as a family that was paying $1000 or more a month, with a $7000 annually deductible, could see their costs be cut in half and only a fraction of the Obamacare deductible being imposed on them. They would have more money for eating out and for taking trips, and they would once again be free and living under the constitution of the United States and not some big-government, leftist freak who was trying to “fundamentally transform America”. And those citizens who don’t want healthcare coverage in any form, or those with enough wealth to pay for their own health needs out-of-pocket, would be free of government coercion to buy and pay for things they don’t want or need: it’s called freedom and liberty.
The same massive beaurocracy that was administering Obamacare would be directed to process and coordinate the changes in coverage with the doctor of each client that is moved from the ACA to private coverage. After this final task is completed the ACA (Obamacare) bureaucrats will be out of a job and their salaries will no longer be a burden to American tax payers.
There is no doubt that there will be bumps in the road and additional steps will probably be needed to assure insurance coverage for every American, but keep in mind that once we have people back on their own, chosen, private plans, there will be no further government interference, costs or edicts, and this knowledge that Americans are free of a corrupt, coercive government is worth the cost of repealing Obamacare.
Posted by Dave King at 8:58 AM